An Umbrella policy is a liability policy that extends over and above your underlying (primary) policy (i.e.: homes - autos - toys) limits and gives you an extra layer of protection for your assets. Your car, house, investments, retirement accounts, checking accounts, savings accounts and even future income, are all considered assets. Clients choose to buy an umbrella policy to prevent the possibility of financial ruin due to an unforeseen accident or mishap. If another party files a lawsuit against you, your umbrella coverage will pay for the damages you're legally responsible for up to the policy limit. Ask us about this important coverage. We can show you how to protect your assets at a minimal cost.
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